Empowering women to make the most informed decisions when it comes to their retirement is something we’re passionate about here at Oak Harvest Financial Group. Jessica Cannella, Co-Founder and President, sits down with three expert panelists from the Oak Harvest team for the first ever Ladies of Oak Harvest round table discussion!
Together, they discuss the unique opportunities women have to take control of their financial future as it relates to planning for retirement, and the power of doing so with a specialized team of advisors. They go in-depth on considerations you should make as a woman planning for your future, such as:
✔️ Diversifying your Retirement Investment Portfolio ✔️ Retirement income Withdrawal and Tax Strategy ✔️ Long Term Care and Life Insurance Strategy ..and so much more.
00:07 Introduction to the Women of Oak Harvest and their specialities 01:11 Introduction to Nicole Riney, CFP®, and Why Oak Harvest stands out from the rest 02:21 Investments and Income Strategies to Consider 04:54 4 Major Expense Categories to Consider When Planning for Retirement Income Needs 07:29 Determining The Investment Tools to Employ in your Retirement Portfolio 13:29 Importance of Working with a Retirement Advisor and Team of Professionals 17:45 Figuring Out Your Risk Tolerance and Capacity 23:32 How Do I Know Which Advisor is the Right Fit? 25:05 Introduction to Lizzie Krog, CFP®, and the Importance of Tax Planning 28:05 Understanding the Different Income Distribution Strategies 29:01 Does the Roth IRA Make Sense For You? 33:30 Important Tax Bracket Roth IRA Considerations for Women Who Lose a Spouse 36:32 Current Rules for Inheriting a Roth or Traditional IRA Account 41:00 Our Tools and Strategies with Roth Conversions 44:26 Insurance Specialist and Financial Planner 47:39 Why It Is Crucial to Not Overlook Life Insurance 50:15 The Living Benefits Inside a Life Insurance Plan 52:49 The Need for Women to Plan for Long-Term Care 57:20 To Spend or Pinch Pennies? 59:27 The Benefit of Bringing Your Kids into the Conversation 1:00:43 The Most Important Things For Women to Consider
We hope that this discussion will help women to better understand their financial options and to make informed decisions about their retirement.
Jessica Cannella, Co-Founder and President https://click2retire.com/jessicac As the Co-Founder and President of Oak Harvest Financial Group, Jessica’s mission is clear. Educate, inspire, and financially prepare couples and individuals to enjoy a fearless and fulfilling retirement. With almost two decades of experience in retirement planning, Jessica’s objective is to alleviate the stress around investment management and financial planning.
Nicole Riney, CFP®, VP, Financial Planner https://click2retire.com/nicole Expert in Government Pensions and Retirement Planning
Anna Dashkevich, CFP®, AIF®, NSSA®, Financial Advisor https://click2retire.com/anna Expert in Long Term Care and Life Insurance Strategy
Do you need a Retirement Success Plan that goes beyond allocating funds to truly fit your needs? We can help you create a retirement life plan customized for your retirement vision and legacy. Call us at (877) 404-0177 or fill out this form for a free consultation: https://click2retire.com/womenwealth
Have you decided that it's time to have a professional financial advisor work with your finances, or are you looking to change financial advisors? Here is a list of questions that you might want to consider asking the different firms and advisors through your interview process to help you really get a firm grasp on what that firm is offering to help you determine the best fit for your family and your finances. https://click2retire.com/Advisorkeyquestions
Disclaimer: This video discusses fixed-income investing and utilizes the 10-year U.S. treasury as a general representative fixed-income investment. Conclusions reached, opinions stated, and downside risks and potential returns presented should not be construed as applying to other types of bonds or fixed-income assets. Other types of fixed-income products carry different levels of risk and return potential and should be evaluated as an element of a diversified portfolio with your specific risk tolerance, investment objectives, and timeline in mind. Nothing in this video is investment advice, an investment recommendation, or an offer to buy or sell any security. Investing involves risk.
