Is your financial plan strong enough to handle change — or does it only work month to month? In this video, we walk through 7 financial checks most people never do to help you reset your finances in 2026 and build a plan that is sustainable, resilient, and aligned to your life goals.
This is not about quick money tips or budgeting hacks. It’s about reviewing the foundations of your personal finances — from cash flow and debt to tax structure, retirement planning, insurance, and estate planning — so your money can actually support your future.
In this video you’ll learn how to:
Check if your cash flow is sustainable, not just surviving month to month
Align your money with short-term and long-term goals using time horizon and risk capacity
Strengthen your risk foundation with emergency funds, income protection, and insurance cover
Improve outcomes through tax efficiency and structure
Reassess debt interest rates, repayment terms, and flexibility
Review retirement planning under the Two-Pot System and understand withdrawal impact
Update estate planning, wills, and beneficiary nominations
Whether you are starting fresh or refining an existing plan, this financial reset checklist for 2026 will help you make smarter, more intentional decisions with your money.
Time stamps 00:00 Intro 01:08 Story 06:07 Sustainable cash flow 08:24 Align your money to your goals 11:11 Rebuild your risk foundation 13:20 Tax Efficiency 14:37 Reassess your debt 16:23 Review retirment planning under two pot 18:20 Update Estate Planning
The information shared in this video is for educational and informational purposes only and does not constitute financial, investment, tax, legal, or professional advice. I am sharing general financial education and personal opinions, not personalised recommendations.
Financial decisions should be based on your individual circumstances, risk tolerance, goals, and professional guidance. Before making any financial, investment, insurance, tax, or retirement decisions, you should consider consulting a qualified and licensed financial advisor, tax practitioner, or legal professional.
While every effort is made to ensure accuracy, the content may not reflect the most recent changes in legislation, regulations, or financial products. No guarantees are made regarding outcomes, returns, or financial results.
By viewing this content, you acknowledge that you are responsible for your own financial decisions and actions.
