A recent WSJ article argues that the 60/40 portfolio combined with the 4% Rule may lead to "financial ruin." In this video, we put this article into its proper context and then discuss how retirees handle uncertainty.
*I track all of my investments, performance, fees, and asset allocation with Empower. It's Free:* https://robberger.com/empower
*My retirement plan comes from New Retirement, the most robust retirement planner available at a reasonable cost:* https://robberger.com/new-retirement
While still working as a trial attorney in the securities field, I started writing about personal finance and investing In 2007. In 2013 I started the Doughroller Money Podcast, which has been downloaded millions of times. Today I'm the Deputy Editor of Forbes Advisor, managing a growing team of editors and writers that produce content to help readers make the most of their money.
I'm also the author of Retire Before Mom and Dad--The Simple Numbers Behind a Lifetime of Financial Freedom (https://amzn.to/3by10EE)
DISCLAIMER: I am not a financial adviser. These videos are for educational purposes only. Investing of any kind involves risk. Your investment and other financial decisions are solely your responsibility. It is imperative that you conduct your own research and seek professional advice as necessary. I am merely sharing my opinions.
AFFILIATE DISCLOSURE: Some of the links on this channel are affiliate links, meaning at no cost to you I earn a commission if you click through and make a purchase and/or subscribe. However, I only recommend products or services that (1) I believe in and (2) would recommend to my own mom.
