I've always worried about teaching the right thing regarding money to my boys. We've been prudent but also spending money (hopefully) in the right things. Today, I'd share what my latest expenses summary are and why it has ballooned up by 50%!
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**** 0:00 Introduction Pokemon Gaole free tiles my boy has collected
1:10 Previous expenses measured in Aug2020 which was $4,112 Understand budgeting
1:56 Car expenses in Singapore Factoring new petrol cost and parking charges. Average petrol cost assumed at $2.70
4:32 Housing expenses in Singapore Maintenance charges in a condo.
6:15 Term equity loan on house and latest mortgage cost Estimates are at 2.8%.
10:05 Food, grocery and entertainment Summary in credit card, cash and grabpay
12:30 Childcare in singapore Childcare cost vs enrichment, school fees, after school care and other allowances
14:24 Holidays
16:08 Insurance cost for family
#familyexpenses #expensesinsingapore
We do not make any recommendations on whether a security is a buy/sell as every investor has different investment goals and risk profiles. The presentation of ideas from Josh Tan and TheAstuteParent are strictly for education purposes. You are advised to perform independent research yourself or seek a qualified financial adviser. We will not be liable for any losses directly or indirectly from the material. Some of the referral links in the video summary are products and services personally used by Josh Tan and they may pay an affiliate commission or referral bonus. It is not an endorsement of the product unless explicitly stated and we will not be liable for any losses. The content in this video and any promotions mentioned is accurate as of the posting date.
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About Josh Tan: Josh holds a degree in Accounting from NTU. In 2016, he co-founded the financial education website TheAstuteParent to provide detailed insurance plan analysis and financial planning tips.
As a ChFC Charterholder, Josh has agreed to be bounded by the ChFC®/S Code of Ethics. This includes, among others, acting in a professional manner when it comes to conducting due diligence on primary and secondary sources of investment-related data, and articulating his investment opinions based on his research and beliefs. Based on his research and analysis, he highlighted his beliefs and opinions, and illustrated the concept of time value of money, as of the time of the video.
