Many common retirement planning rules, like the 4% rule or needing £1 million, often miss the mark because they don't account for your unique personal finance situation. This video explains why your individual retirement goals, including factors like your specific spending in retirement and potential state pension, are crucial for effective planning. I'm Ben, a Chartered Financial Planner, and I make videos to help you feel more confident and clear about your financial future without the jargon.
