0:00 – Intro 2:40 – Derek & Ramel share their backgrounds in real estate 6:12 – Early struggles and lessons learned in real estate 11:40 – Lowest moments: being “asset rich but cash poor” 13:48 – How fatherhood shifted their money and business approach 19:09 – Teaching kids about money, family legacy meetings 27:26 – Family resistance: not everyone can go with you 34:46 – Simple blueprint to start building generational wealth 39:05 – Buying properties for children with little money down 43:26 – Wealthy Child movement explained 47:19 – Cultural spending priorities vs. investing priorities 49:20 – Estate planning: avoiding loss of generational wealth 52:14 – The truth about passive income & long-term thinking 59:09 – Key mindset differences between wealthy & poor communities 1:09:10 – The Wealthy Child Masterclass explained 1:13:24 – Closing reflections: what their future selves would say
