Most people want to build wealth. They work hard, save what they can, and hope that eventually things will get easier. But wealth doesn’t appear suddenly or by luck. It develops in phases, and each one builds on the last. The process is slower than most people expect, but that’s also what makes it real. There are three main stages of building wealth, and while almost everyone enters the first one, very few ever make it to the last. Understanding what each stage looks like — and what separates them — can completely change the way you think about money and progress.
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