How to Build Wealth in India as a Salaried Employee | A Real Conversation about Career, Investing, and Retirement Planning
⏰ Time Stamps 0:00 - Introducing Jayesh Chakravrthi 0:59 - Personal and career journey so far 1:49 - What do you do professionally today? 2:27 - Key career milestones and growth lessons 4:12 - How income changed at different career stages 6:23 - How to build passive income in India 9:00 - Net worth and asset allocation strategy 11:57 - How actively to manage personal finances 13:58 - Role of a financial advisor in wealth creation 16:25 - Biggest financial challenge and lessons learned 19:12 - Retirement planning 20:17 - Role of family in retirement planning 23:26 - 3 Words to describe Financial Freedom 23:41 - Advice for people in their early 30s starting personal finance 25:46 - Career growth strategies that worked 28:20 - The hardest financial goal to achieve 29:14 - How to think about loans and debt 30:26 - Real Estate, Hustle Culture, and more 37:04 - One key money lesson everyone should remember ------- He spent over 25 years building simple investing systems that now generate ₹4 to ₹5 lakh in passive income every month. In this episode, he shares exactly how he did it.
In this episode of The Net Worth Show, we sit down with Jayesh Chakravarthi, Board Member at HDB Financial Services, to discuss his real-life personal finance journey as a salaried professional in the Indian IT industry. With over 30 years of work experience, Jayesh talks about how he navigated career growth, income changes, and tough market cycles. From nearly losing everything during a market crash to rebuilding his portfolio with smarter investing frameworks, this conversation is full of practical money lessons.
💡 In this episode, we cover ● Career milestones, salary growth, and key lessons from a long corporate career ● How to build wealth and create passive income in India ● Net worth growth, asset allocation, and long-term investing strategy ● How to think about loans, debt, and core personal finance principles ● The role of financial advisors and portfolio management ● Retirement planning in India, family responsibilities, and advice for investors in their 30s
This episode is filled with practical insights on stock market basics and long-term wealth creation. A must-watch for anyone interested in investing, mutual funds, and financial planning.
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