Explore how to outpace inflation, reduce risk, and grow tax-free income with the power of Indexed Universal Life (IUL). Doug Andrew and the 93 Million team break down the real threats of inflation and market volatility—and how smart strategies, not guesswork, lead to long-term financial peace of mind.
Discover how income arbitrage, policy loans, and the miracle of compound interest let your money work in two places at once. Learn why predictability, not speculation, is the key to financial independence.
Now that you understand the power of properly structured IULs, this episode reveals:
- Why inflation is the silent eroder of wealth—and how to stop it
- How indexing strategies with a 0% floor create true financial predictability
- The truth about tax-free loans inside IULs and how they unlock abundance
- Real client stories showing 8.5% payouts and millions preserved in retirement
If you're building wealth, planning for retirement, or protecting your legacy, this episode is your blueprint for a tax-free future.
00:00:00 – What Is Indexed Universal Life and Why It Matters 00:03:02 – Advice on Managing Inflation Wisely 00:04:06 – Is Giving Taxpayer Money Back a Good Idea? 00:06:54 – Inflation Explained: What It Means for Your Savings 00:08:00 – Outpacing Inflation with Smart Financial Strategy 00:10:26 – What to Do During High Inflation Periods 00:12:33 – How Indexing With IUL Helps You Beat Inflation 00:17:07 – Why IUL Is a Powerful Tax-Free Retirement Tool 00:19:52 – Understanding Risk vs Return with IUL 00:29:04 – Income Arbitrage: Earning on Loans Within IUL 00:35:01 – How IUL Creates a True Hedge Against Inflation 00:40:25 – Doug’s Airplane Fuel Story: The Financial Analogy 00:46:10 – The #1 Retirement Fear 00:47:13 – Predictability, Inflation, and Legacy
