Retirement planning is about spending money. Everything thinks retirement planning is about saving money. You have to figure out what your life looks like in retirement. Then you can figure out how much it costs. Most people just come up with an arbitrary number they think they need and then they try to fit a life into that amount. This doesn't guarantee that you will get the life you want in retirement. You need to plan for the life you want, and then figure out how to pay for the lifestyle.
