Financial planning can be compared to playing football in many ways. Just as a football team needs both an offense and a good defense, families need financial equivalents with good investment and tax planning, plus insurance and estate planning.
Football teams often win ugly. They don't necessarily look great while doing it, or have a lot of excitement. It's important for them to stay on task and grind out victories.
Good football teams win the games they're supposed to win. That means taking care of the basics, while still keeping an eye out for current opportunities.
Finally, just as a football requires a team, most people use a team over the course of their lives to help them with the different aspects of their finances. And shameless self-promotion, football teams need to have a coach to guide and motivate them, individuals and families may benefit from working with a financial planner to help them reach their goals and make informed decisions about their finances.
