Retirement Income From 2 Million Dollars | Withdrawing Vs Alternative Assets has income strategies that most retirement planning ignores.
Here's my Ultimate RISE Wealth Plan with more: https://retirecertain.com/rise/
Camille Gaines, AFC
Author, Real Live Investor
Accredited Financial Counselor
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Retirement income from 2 million dollars
3 scenarios:
1. Retirement Withdrawal strategies: 3% = $60K/Yr = $5K/Mo. Retirement withdrawal strategies don't provide income unless investment income is over the amount the retiree is withdrawing
2. Net income on 2 million dollars - when investing for income in retirement with a typical stocks and bonds portfolio
Stocks yield 3%
10 Yr Bonds 2%
2.5% = 40K/Yr/12 = $3,333
High yield bonds and high dividend stocks may increase the amount of income. Some financial advisors specialize in planning and implementing high retirement income
3. Retirement income on 2 million diversified among traditional investments like stocks and bonds, and Alternative income producing assets
Higher yielding portfolio – more AT&T type stocks
Real estate rental properties
Small bs – Online business generating $4,100 income month from ads cost $154K = 49,200K/$154K = 32% yield
Other nontraditional assets to evaluate in retirement income planning are:
Start your own website with no investment capital for high yield
Lend money for RE or small bs
Combination and diversification
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Retire Certain is about alternative retirement strategies from income streams and wealth building.
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Nothing in this video is meant to be taken as personal financial advice. Hire a financial advisor and if you need one. As a wealth coach, I do not invest for others.