I don't use 60/40 stock to bond allocation or the 4% rule -- Why? How do I invest?

how I calculated the right stock/bond allocation for me. I did not use a rule of thumb or the results of a research paper. Can I retire now. Retirement Planning.

Rob Berger's video on asset allocation: https://www.youtube.com/live/iDyIloOsjCg?si=EHLQO1t4mmm0E7O1
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